FHA- Assist

FHA Rate Reductions

In an Effort to Assist homeowners The FHA is allowing Current FHA borrowers to reduce their monthly mortgage payments.

The FHA now offers Streamline Mortgages on all FHA government insured loans.

The Benefits of a FHA Streamline Refinance

  • Appraisal not required
  • Very little paperwork
  • No credit check, No income verification, No employee verification
  • Easily increase or decrease the length of the term of your existing loan
  • Interest Rate reduction
  • Little or no out-of-pocket costs

FHA Refinance Loans

FHA Streamline Loans with Less Documentation

The FHA has created a rate reduction program called the Streamline Refinance. This provides a way for current FHA homeowners to lower their interest rate with little or no out-of-pocket costs. These loans can also be made faster and with less documentation than a typical loan.

"No Cost" Streamlines let you refinance your mortgage with no out-of-pocket expenses. One option is to let the lender pay the costs in exchange for a higher interest rate. Another option that lets you obtain market rates is to roll the closing costs into the



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